Unit Trust Consultants List

Monday 2 July 2018

KLCI History in Graphs

FBM-KLCI History Presented in Graphs.

KLCI History from 1995 to 2018.

KLCI from Jan 2016 to Apr 2019

KLCI from Jan 1995 to Dec 2014 (20 Years)

KLCI from Jan 2015 to Jun 2018 (3.5 Years)

KLCI History of the Highest and Lowest Points since 1997

Do you see any 10 year cycles?
What will be the future of KLCI?
Put your best predictions in the comments below and we shall review them in the future.

Saturday 30 June 2018

Compare FBM-KLCI vs S&P 500 Index Monthly Changes

Let Us Compare FBM-KLCI vs S&P 500 Index Percentage Changes on Monthly basis.

Have you ever wondered what is the relationship between Malaysia stock market and the USA stock market?

Interesting to view the effect in a graphical and a table.

Table below is on the FBM-KLCI and S&P 500 index closing at the end of the months since Mar 2017.

With a quick observation, FBM-KLCI goes sharply lower in May and Jun 2018. While the S&P 500 came down from the high in Jan 2018.

Below is the performance comparison between KLCI and SP500 from 1 Mar 2017 to 29 Jun 2018. The blue line is SP500, while the black line is KLCI.

Source: https://quotes.wsj.com/index/MY/XKLS/FBMKLCI/advanced-chart

What else can you notice on the numbers and percentage changes?

Do they look like they have a quite a negative correlation with each other?

If you are looking to diversify your investment, can these 2 markets be your choices for diversification?
Leave your comments below.

Friday 29 June 2018

Compare FBM-KLCI Change vs Foreign Fund Flow

Let Us Compare FBM-KLCI Change vs Foreign Fund Flow

Have you ever wondered what is the effect of the Net Foreign Fund Flows of Bursa Malaysia on the FBM-KLCI?

Look at the graph and table below on the effect.

Below is the FBM-KLCI month end closing points, monthly change percentage and the Foreign Fund Flows amount in RM Billions.

What can you notice on the numbers?
Do they look like they have a high correlation with each other?

Can we say that Foreign Fund Flow have high effect on FBM-KLCI? Leave your comments below.

Thursday 28 June 2018

Medical Related Articles

What 2018 holds for Malaysian healthcare

https://www.star2.com/health/2018/02/21/what-2018-holds-for-malaysian-healthcare/

Malaysia’s medical inflation at double-digit pace

http://www.theedgemarkets.com/article/malaysias-medical-inflation-doubledigit-pace

Marsh: Malaysia’s medical inflation rate to rise to 12.7% in 2017

Malaysia's medical inflation rate stood at 11.5% in 2016 and is projected to rise to 12.7% in 2017.
http://www.theedgemarkets.com/article/marsh-malaysias-medical-inflation-rate-rise-127

Scary! These are the costs of medical procedures in Malaysia.

https://www.howtofinancemoney.com/2016/11/cost-medical-procedures-2015.html
cost of medical procedures in Malaysia

Healthcare Prices to Outpace Inflation for the First Time Since 2010

http://fortune.com/2018/02/15/healthcare-prices/

Education Planning Related Articles

Is Tertiary Education Only for the Rich?

There is a very interesting infographic showing the Education planning for tertiary education at different countries.
http://says.com/my/lifestyle/how-much-do-malaysian-parents-need-to-save-ringgits-to-send-their-kids-to-university

3PF Withdrawals

3PF Withdrawals at Different Ages.

Take note of the different accounts and withdrawal types from your 3PF Retirement accounts.

Account 1, Account 2, Akaun 55 & Akaun Emas.

Sunday 24 June 2018

Retirement Related Articles

Retirement Related Articles

This page has a compilation of articles web links related to Retirement.

Invest & Expenses for Retirement Plan
Calculate and track your accumulation for retirement planning. After retirement, tracks your retirement fund balance and compare with planned expenses to last for retirement years. Graph to show the projection amount and compare with actual balance.

http://highlevelrules.blogspot.com/2017/09/invest-expenses-for-retirement-plan.html

Percentage in Unit Trust Using 3PF
Shows the sample calculation of how much total amount can be invested into Unit Trusts from 3PF Account 1. Calculate how much you can withdraw and use your 3PF retirement fund and invest into approved investment scheme.

http://highlevelrules.blogspot.com/2017/11/percentage-in-unit-trust-using-3pf.html

Unit Trust Asset Allocation for Retirement
Understand the 3 common models used to create a portfolio for retirement. Different percentages for Bond and Equity allocation for different scenarios.
http://highlevelrules.blogspot.com/2017/07/unit-trust-asset-allocation-for.html

MONEY THOUGHTS: Want to retire comfortably? Here's how you do it

https://www.nst.com.my/lifestyle/sunday-vibes/2018/06/383483/money-thoughts-want-retire-comfortably-heres-how-you-do-it

Building wealth to fund your retirement

https://www.nst.com.my/lifestyle/sunday-vibes/2018/06/380766/building-wealth-fund-your-retirement

Can our retirement funds sustain our golden years?

https://www.nst.com.my/lifestyle/sunday-vibes/2018/06/378452/can-our-retirement-funds-sustain-our-golden-years

Growing old in an innovative new age

https://www.nst.com.my/lifestyle/heal/2018/05/364169/growing-old-innovative-new-age

Self-funding your retirement

https://www.nst.com.my/opinion/columnists/2018/01/323937/self-funding-your-retirement

Are Malaysians Saving Enough For Retirement?

https://www.ibanding.com/find-out-if-you-are-saving-enough-for-retirement/

Preparing for early retirement

http://www.focusmalaysia.my/Income/preparing-for-early-retirement

Stretching your retirement funds

http://www.focusmalaysia.my/Income/stretching-your-retirement-funds

Retirement Planning: ‘Malaysians need a wake-up call’

http://www.theedgemarkets.com/article/retirement-planning-malaysians-need-wakeup-call

Most Malaysians Can't Afford To Retire Because They Don't Have Enough Savings