Monday, 2 July 2018

KLCI History in Graphs

FBM-KLCI History Presented in Graphs.

 KLCI History from 1995 to 2018.

 

 KLCI from Jan 2016 to  Apr 2019

 

KLCI from Jan 1995 to Dec 2014 (20 Years)

 

 KLCI from Jan 2015 to Jun 2018 (3.5 Years)

 

KLCI History of the Highest and Lowest Points since 1997

 


Do you see any 10 year cycles?
What will be the future of KLCI?
Put your best predictions in the comments below and we shall review them in the future.

Saturday, 30 June 2018

Compare FBM-KLCI vs S&P 500 Index Monthly Changes

Compare FBM-KLCI vs S&P 500 Index Monthly Changes

Let Us Compare FBM-KLCI vs S&P 500 Index Percentage Changes on Monthly basis.

Have you ever wondered what is the relationship between Malaysia stock market and the USA stock market?

Interesting to view the effect in a graphical and a table. 



Table below is on the FBM-KLCI and S&P 500 index closing at the end of the months since Mar 2017.



With a quick observation, FBM-KLCI goes sharply lower in May and Jun 2018.  While the S&P 500 came down from the high in Jan 2018.





Below is the performance comparison between KLCI and SP500 from 1 Mar 2017 to 29 Jun 2018. The blue line is SP500, while the black line is KLCI.


Source: https://quotes.wsj.com/index/MY/XKLS/FBMKLCI/advanced-chart

What else can you notice on the numbers and percentage changes?

Do they look like they have a quite a negative correlation with each other? 


If  you are looking to diversify your investment, can these 2 markets be your choices for diversification?
Leave your comments below. 

Friday, 29 June 2018

Compare FBM-KLCI Change vs Foreign Fund Flow

Let Us Compare FBM-KLCI Change vs Foreign Fund Flow

Have you ever wondered what is the effect of the Net Foreign Fund Flows of Bursa Malaysia on the FBM-KLCI?

Look at the graph and table below on the effect.


Below is the FBM-KLCI month end closing points, monthly change percentage and the Foreign Fund Flows amount in RM Billions.



What can you notice on the numbers? 
Do they look like they have a high correlation with each other?

Can we say that Foreign Fund Flow have high effect on FBM-KLCI? Leave your comments below.

Thursday, 28 June 2018

Medical Related Articles

Medical Related Articles


What 2018 holds for Malaysian healthcare

https://www.star2.com/health/2018/02/21/what-2018-holds-for-malaysian-healthcare/


Malaysia’s medical inflation at double-digit pace

http://www.theedgemarkets.com/article/malaysias-medical-inflation-doubledigit-pace

Marsh: Malaysia’s medical inflation rate to rise to 12.7% in 2017

Malaysia's medical inflation rate stood at 11.5% in 2016 and is projected to rise to 12.7% in 2017.
http://www.theedgemarkets.com/article/marsh-malaysias-medical-inflation-rate-rise-127



Scary! These are the costs of medical procedures in Malaysia.

https://www.howtofinancemoney.com/2016/11/cost-medical-procedures-2015.html
cost of medical procedures in Malaysia



Healthcare Prices to Outpace Inflation for the First Time Since 2010

http://fortune.com/2018/02/15/healthcare-prices/


Education Planning Related Articles

Education Planning Related Articles


The rising cost of higher education

https://www.nst.com.my/education/2018/01/320953/rising-cost-higher-education

 

The cost of children's education

https://www.nst.com.my/news/exclusive/2017/11/299559/cost-childrens-education

How much would it cost to pursue higher education in Malaysia?

https://www.nst.com.my/news/2017/03/223461/how-much-would-it-cost-pursue-higher-education-malaysia

Good education, but at what cost?

 https://www.thestar.com.my/opinion/letters/2016/03/15/good-education-but-at-what-cost/


Cost of Studying and Living in Malaysia

https://www.studymalaysia.com/international/why-study-in-malaysia/cost-of-studying-and-living-in-malaysia

How much does education cost around the world?

https://www.master-and-more.eu/en/how-much-does-education-cost-around-the-world/


Why Plan for your Child's Education?

https://www.schoolmalaysia.com/resources/expertview_article.php?id=planning


Is Tertiary Education Only for the Rich?

There is a very interesting infographic showing the Education planning for tertiary education at different countries.
http://says.com/my/lifestyle/how-much-do-malaysian-parents-need-to-save-ringgits-to-send-their-kids-to-university



3PF Withdrawals

3PF Withdrawals at Different Ages.


Take note of the different accounts and withdrawal types from your 3PF Retirement accounts.

Account 1, Account 2, Akaun 55 & Akaun Emas.



Sunday, 24 June 2018

Retirement Related Articles

Retirement Related Articles

This page has a compilation of articles web links related to Retirement.




Invest & Expenses for Retirement Plan
Calculate and track your accumulation for retirement planning. After retirement, tracks your retirement fund balance and compare with planned expenses to last for retirement years. Graph to show the projection amount and compare with actual balance.

http://highlevelrules.blogspot.com/2017/09/invest-expenses-for-retirement-plan.html


Percentage in Unit Trust Using 3PF

Shows the sample calculation of how much total amount can be invested into Unit Trusts from 3PF Account 1. Calculate how much you can withdraw and use your 3PF retirement fund and invest into approved investment scheme.

http://highlevelrules.blogspot.com/2017/11/percentage-in-unit-trust-using-3pf.html


Unit Trust Asset Allocation for Retirement
Understand the 3 common models used to create a portfolio for retirement. Different percentages for Bond and Equity allocation for different scenarios.
http://highlevelrules.blogspot.com/2017/07/unit-trust-asset-allocation-for.html

MONEY THOUGHTS: Want to retire comfortably? Here's how you do it

https://www.nst.com.my/lifestyle/sunday-vibes/2018/06/383483/money-thoughts-want-retire-comfortably-heres-how-you-do-it

Building wealth to fund your retirement

https://www.nst.com.my/lifestyle/sunday-vibes/2018/06/380766/building-wealth-fund-your-retirement

Can our retirement funds sustain our golden years?

https://www.nst.com.my/lifestyle/sunday-vibes/2018/06/378452/can-our-retirement-funds-sustain-our-golden-years

Growing old in an innovative new age

https://www.nst.com.my/lifestyle/heal/2018/05/364169/growing-old-innovative-new-age

Self-funding your retirement

https://www.nst.com.my/opinion/columnists/2018/01/323937/self-funding-your-retirement

Are Malaysians Saving Enough For Retirement?

https://www.ibanding.com/find-out-if-you-are-saving-enough-for-retirement/

Preparing for early retirement

http://www.focusmalaysia.my/Income/preparing-for-early-retirement

Stretching your retirement funds

http://www.focusmalaysia.my/Income/stretching-your-retirement-funds

Retirement Planning: ‘Malaysians need a wake-up call’

http://www.theedgemarkets.com/article/retirement-planning-malaysians-need-wakeup-call

Most Malaysians Can't Afford To Retire Because They Don't Have Enough Savings

http://says.com/my/news/most-malaysians-don-t-have-enough-money-to-retire-economist-says

Most Malaysians cannot afford to retire
https://www.thestar.com.my/business/business-news/2017/10/25/most-malaysians-cannot-afford-to-retire/

Prepare your retirement plan early

https://www.thestar.com.my/business/business-news/2017/10/23/ceo-prepare-your-retirement-plan-early/

Providing a social safety net

https://www.thestar.com.my/news/nation/2017/09/18/providing-a-social-safety-net/

Freelancers need to save for their retirement too

https://www.thestar.com.my/business/business-news/2017/08/03/epf-freelancers-need-to-save-for-their-retirement-too/


EPF wants informal sector workers to join retirement savings scheme

https://www.thestar.com.my/business/business-news/2017/08/02/epf-wants-informal-sector-workers-to-join-retirement-savings-scheme/

Never too young to plan for retirement
https://www.thestar.com.my/metro/community/2017/07/22/never-too-young-to-plan-for-retirement-experts-urge-youngsters-to-start-saving-for-old-age/

Look beyond EPF dividends when preparing for retirement 
https://www.thestar.com.my/business/business-news/2017/02/25/look-beyond-epf-dividends-when-preparing-for-retirement/


Start saving for retirement early in your working life
https://www.star2.com/people/2016/11/11/saving-for-retirement-should-start-early/
Boosting our retirement savings
https://www.thestar.com.my/news/nation/2016/11/13/boosting-our-retirement-savings/

Have more retirement plans
https://www.thestar.com.my/opinion/letters/2016/08/25/have-more-retirement-plans/

EPF ‘inadequate for retirement’
https://www.thestar.com.my/metro/smebiz/news/2016/02/23/epf-inadequate-for-retirement-malaysians-need-to-plan-from-now-or-risk-scraping-the-bottom-of-the-pe/

Plan early for retirement

https://www.thestar.com.my/business/business-news/2015/11/21/plan-early-for-retirement/

Exposing retirement myths and how to overcome them

https://www.thestar.com.my/business/investing/2014/12/06/exposing-retirement-myths-and-how-to-overcome-them/



KLCI History in Graphs

FBM-KLCI History Presented in Graphs.  KLCI History from 1995 to 2018.    KLCI from Jan 2016 to  Apr 2019   KLCI from Jan 199...